Insurance

How to Avoid Paying Worker's Compensation
Insurance

How to Avoid Paying Worker’s Compensation

- by Benny McAdams

Employers can avoid paying workers’ compensation insurance by forcing injured employees to return to work after being out injured. Although an employer may say the injured worker won’t have to perform their regular duties, an injury sustained during employment will likely result in a worse condition. Moreover, they may offer regular wages, which are not enough to cover the cost of future medical care. In addition, regular wages do not protect the injured employee from termination, and the employer may even threaten to terminate the employee unless they give up.

Can an employer stop paying workers’ compensation?

Can an employer stop paying workers’ compensation if you’re injured at work? There are two common situations when an injured worker can be fired and no longer receive compensation benefits. When an employer wants to stop paying benefits, they must provide the injured worker with a Notice of Suspension. If the injured worker …

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How Workers' Compensation Helps Injured Employees
Insurance

How Workers’ Compensation Helps Injured Employees

- by Benny McAdams

Employers in the United States are obliged to provide a healthy and safe working environment for employees. The workers’ compensation Maitland FL, system provides compensation for employers who are injured in the course of their job duties. 

What Is Workers’ Compensation?

All U.S. businesses with regular employees are required to carry a workers’ compensation policy that pays for medical care and other expenses in the event of a job-related injury or illness. These policies pay for both medical and rehabilitative care and additional expenses such as wages for missed work. Employers are not required to carry workers’ compensation insurance policies for contract workers. 

How Do You File a Claim?

The first step in filing a workers’ compensation claim is to report the injury or illness to a representative of the employer as soon as possible. In most cases, this would be an immediate supervisor. In many companies, the entire …

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A Smart Guide To Startup Insurance
Insurance

A Smart Guide To Startup Insurance

- by Benny McAdams

Every business at one point or the other started just the way you did. The fortune billion-dollar company on the front page of Forbes today started small. Like I love to say; do not despise the days of small beginnings! Literally! If by now you are not prepared to spend above and beyond your financial plan for your startup, then you shouldn’t be here. Startup businesses share their experience at Lemonade Insurance Reviews; you should check it out!

Unlike businesses with investors, you are most likely going to be your investor for now. Meaning you have to fund everything your business needs through the first phase. Just maybe after a significant level of progress, you would get investors. So what happens when a fire hazard comes crawling into your store? How do you pay for car repairs when the only truck for delivery gets into an accident? This smart …

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