Business Current Events

What is PCI Compliance? Everything you need to know!
Business Current Events

What is PCI Compliance? Everything you need to know!

- by Benny McAdams

PCI DSS stands for Payment Card Industry Data Security Standard. It was developed by the PCI Security Standards Council to help organizations that process card payments prevent credit card fraud, hacking, and other vulnerabilities. Compliance is required of all merchants who wish to accept any type of payment card (credit, debit, etc.), where they store customer data (as in a database or on a website), and where they process transactions (again, either online or off). This applies to both brick-and-mortar stores and online retailers.

The PCI Security Standards Council was formed by American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. in 2006. The council was formed to take a more public stance on how credit card information should be protected and shared, as well as to better educate the public. Since inception, the PCI Security Standards Council has been drafting stricter guidelines for security of payment information.

You may have heard about PCI DSS before but do not know what it is or why you need to comply. You may even know some of the basic details but need to go further and understand what PCI Compliance entails, as well as how it affects you as a business owner. Finally, you might be looking for more information on how to achieve compliance and maintain security standards in order to best protect your customers and company.

What is PCI Compliance?

PCI DSS stands for the Payment Card Industry Data Security Standard, and it protects credit card transactions between businesses and consumers. The name itself tells you who it affects (anyone or business that processes credit card payments), what the standard entails (security) and what’s included in those standards (the PCI DSS).

PCI Compliance has 3 major requirements: maintaining a secure network, protecting cardholder data and being compliant …

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Building an App like Clubhouse
Business Current Events

Building an App like Clubhouse

- by Benny McAdams

It took just a few weeks for Clubhouse to become the most downloaded app in the App Store. Its popularity surpassed even TikTok.

The peculiarity of the social network is communication by voice. Interest in the application was fueled by a certain mystery associated with the fact that not everyone can join it. An invitation from existing members is required. In this sense, the creators of Clubhouse, Paul Davison and Roen Seth, created the maximum intrigue, and everyone wanted to become members of a closed club. In less than a year of existence, the value of Clubhouse was estimated at a billion dollars.

At the very beginning, only stars and influencers joined the closed community. Even Elon Musk and Mark Zuckerberg are among them. The voice method of communication creates the illusion that you are talking to your idol live. You involuntarily want to come up with something like Clubhouse, right? Looking ahead, let’s say that it is quite possible to implement such an idea. There are teams and resources like https://agilie.com/en/blog/voice-chat-app-like-clubhouse-how-to-create that can help. But first things first.

How Does Clubhouse Work?

Communication on the site takes place in audio format in real-time. Only some chats can be recorded with the permission of moderators. Conversations take place in separate rooms ­ audio chats. There are speakers who have been given the floor, as well as listeners and moderators. If someone decides to become a speaker, he/she needs to raise his/her hand and wait for the approval of the moderator.

Each chat is dedicated to a particular topic. You can immediately see it in the name of the room. This enables participants to find topics of interest on the service. They also see which rooms the people they follow are visiting. Yes, in Clubhouse, you can also collect an army …

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Selecting The Perfect Stock Trading Broker Without Any Hassle
Business Current Events

Selecting The Perfect Stock Trading Broker Without Any Hassle

- by Benny McAdams

Everyone is fascinated by the investment world. The investment world is offering high leverage trading account to retail traders so that they can start making money by investing a small capital. Though we have endless opportunities in the stock trading business, the success rate is very low. If you want to succeed as a full-time trader, you have to follow some cardinal rules. For instance, you must choose a good broker for trading the market. Many people think choosing a good stockbroker is nothing but a waste of time. But in reality, it should be your first priority.

As a rookie trader, you might not know the key steps which will allow you to choose the best broker in the market. But today, we are going to give you some amazing guidelines which will allow you to pick the best broker in the market.

Track record

Before you select any broker, you should learn about the impact of track records. Professional traders always trade with a broker who has a proven track record in offering service. Unless the broker has more than 5 years of experience in the stock market, you should not trade with them. A new broker might seem very promising still you should not trade with them. It takes time before the broker realizes how they can perform better by offering the best possible trading environment.

Regulations

The elite traders always trade with the well-regulated broker. They never rely on the unregulated brokers since they know they can freeze their trading account without showing any cause. In fact, a good broker should have licenses from multiple regulatory authorities. So, how do we know whether the broker is regulated or not? We can easily find the answer by exploring the broker website. You may also rely on the …

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How To Determine If Your Drains or Vents Have Problems
Business Current Events

How To Determine If Your Drains or Vents Have Problems

- by Benny McAdams

Home and business sewer systems have problems on occasion. For instance, there might be a hole or crack in a vent, then, whenever it rains, the property owner can have a mysterious leak on their hands. When splits or breaks are present, that can also cause the building to fill with sewer gases, and the obnoxious fumes can cause people to get seriously ill. Or, at the very least, individuals might get sick to their stomachs.

Vents aren’t the only items that can have issues, though. Broken/busted drains can also cause fusses by leaving puddles of water on the floor, soaking drywall, or getting valuables wet. Therefore, it is of the utmost importance for home and business owners to have these dilemmas addressed as quickly as possible. By taking action, they might be able to keep these types of predicaments at bay. Now, the only question that remains is, “How can you find the problems?”

Contact a Plumbing Contractor

Finding the culprit behind a sewer leak or odor can be pretty challenging because it isn’t always easy to tell where they are coming from. For instance, a nail or screw could have punctured a pipe years earlier, but the issue is just now coming to light because the piece deteriorated and left an opening. Of course, you can start tearing open drywall to see what you can find, but that may not help at all. Plus, doing so will cause you to need sheetrock repairs. Thankfully, there is a better solution, a sewer smoke test.

Smoke Tests are Perfect for Locating Drain/Vent Problems

Plumbing contractors use these experiments to locate drain and vent problems. Then, after pinpointing the issues, they can fix them while doing the least amount of damage possible, and that’s always a plus. Hence, contact …

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Investment Options for Multifamily Properties
Business Current Events

Investment Options for Multifamily Properties

- by Benny McAdams

There are many options if you decide to invest in a building project, but multifamily properties offer a unique balance of risk and reward. Multifamily properties have more than two residences in the same building. They can range from one structure with four separate apartments all the way to a skyscraper housing hundreds. These investments give you positive cash flow with much less risk than some commercial investments. The housing is categorized by size and each has its benefits depending on where you live and how much you want to invest.

Low-Rise

These are often found in the suburbs and have fewer than three stories. Retirement communities and over 55 communities favor low-rise construction. Facility maintenance Duncanville TX is an additional concern when housing senior citizens.

Often these developments contain multiple buildings spread over a large area. You’ll need ample parking for this type of housing and possibly an elevator. However, they usually do not come with many amenities, making the overhead cost lower. Returns on low-rise properties are still less than larger buildings.

Mid-Rise

Mid-rise multifamily properties have between five and nine stories. They are found in urban or suburban areas, close to shopping and restaurants. Investors can pack more units into a smaller footprint of land, which means higher returns. However, residents of mid-rise properties look for amenities. In order to attract tenants, you should include a gym, pool and outdoor common areas.

High-Rise

High-Rise buildings have ten or more floors. They are located in metropolitan areas and could be college dorms, apartment buildings or even long-stay hotels. You can generate a lot of cash flow with a smaller piece of property as long as you get creative. Building and living in the city is expensive. Residents will expect plenty of parking and amenities. Keep in mind …

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